UnionBank Personal Loan
Kung ikaw ay isang pangunahing may-ari ng credit card, madaling mag-aplay para sa Personal Loan sa UnionBank. Anuman ang iyong layunin – maging ito’y pagpapaganda ng bahay o pagpapaaral – maaari kang magpasa ng mabilis na aplikasyon para sa loan sa UnionBank, nang walang kinakailangang collateral o guarantor.
Mga Pangunahing Tampok ng Personal Loan sa UnionBank
- Halaga ng loan: Hanggang sa ₱2 milyon (nakabase sa aprobasyon)
- Buwanang add-on rate: 1.29% (taunang kontraktwal na rate: 26.9%)
- Termino ng loan: 1 hanggang 5 taon
- Oras ng aprobasyon: Kasing-bilis ng 5 minuto
Sino ang Maaaring Mag-aplay para sa Personal Loan sa UnionBank?
Ang mga indibidwal na sumusunod sa mga kwalipikasyon na ito ay maaaring mag-aplay para sa personal loan na ito na may mababang interes sa Pilipinas: Nasa edad na 21 hanggang 65 taong gulang Pilipinong residente o lokal na dayuhang residente na may wastong Philippine billing address May Taxpayer Identification Number (TIN) Pangunahing may-ari ng credit card May minimum na gross na taunang kita na ₱250,000
Mga Kinakailangang Documento para sa Personal Loan sa UnionBank
Awtomatikong punan ang online na form ng aplikasyon Valid na government-issued ID na may larawan at lagda Kung may trabaho: Pinakabagong isang buwang payslip, COE, o ITR na may selyo ng BIR Kung self-employed: Pinakabagong Income Tax Return (BIR Form 1701) at Audited Financial Statements (AFS) na may independent auditor’s report, balance sheets, at resibo ng buwis Kung isang dayuhang national: Valid na pasaporte o ACR at patunay ng residency sa Pilipinas
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