Halimbawa ng Loan mula sa ACOM Consumer Finance
Halaga ng Loan: 15,000 PHP
Inirerekomendang Payment Terms: 10 Buwan
Interest Rate: 4.988% | APR = 59.86%
Ang interest rate ay kinakalkula batay sa principal balance. Kapag mas mababa ang natitirang principal balance, mas mababa ang kabuuang interest na babayaran.
Detalye ng Loan:
- Net Loan Amount: 15,000 PHP (10 buwan ang payment term)
- Finance Charges:
- Processing Fee: 1,000 PHP
- Lending Fee: 500 PHP
- (One-time payment lamang ang finance charges)
Breakdown ng Buwanang Bayarin:
| Principal Balance | Principal Payment | Interest Amount | Monthly Payment |
|---|---|---|---|
| 15,000.00 PHP | 1,193.22 PHP | 748.25 PHP | 1,941.47 PHP |
| 13,806.78 PHP | 1,252.74 PHP | 688.73 PHP | 1,941.47 PHP |
| 12,544.04 PHP | 1,315.23 PHP | 626.24 PHP | 1,941.47 PHP |
| 11,238.81 PHP | 1,380.84 PHP | 560.63 PHP | 1,941.47 PHP |
| 9,857.97 PHP | 1,449.72 PHP | 491.75 PHP | 1,941.47 PHP |
| 8,408.25 PHP | 1,522.04 PHP | 419.43 PHP | 1,941.47 PHP |
| 6,886.22 PHP | 1,597.96 PHP | 343.51 PHP | 1,941.47 PHP |
| 5,288.26 PHP | 1,677.67 PHP | 263.80 PHP | 1,941.47 PHP |
| 3,610.58 PHP | 1,761.36 PHP | 180.11 PHP | 1,941.47 PHP |
| 1,849.22 PHP | 1,849.22 PHP | 92.25 PHP | 1,941.47 PHP |
| TOTAL | 15,000.00 PHP | 4,414.68 PHP | 19,414.68 PHP |
Karagdagang Impormasyon:
- Payment Terms: 10 buwan (inirerekomenda) ngunit maaaring baguhin ayon sa kakayahan.
- Loan Amount: Maaaring mag-loan mula 5,000 PHP hanggang 500,000 PHP.
- Interest: Minimum na 8% sa outstanding principal balance.
Tungkol sa ACOM Consumer Finance
Ang ACOM ay isang rehistrado at lehitimong financing company na mahigpit na binabantayan ng Securities and Exchange Commission (SEC).
- Rehistro sa SEC: CS201724897
- Certificate of Authority: 1140
- Email ng SEC: [email protected]
Opisina:
10th Floor, 45 San Miguel Bldg.,
45 San Miguel Ave., Ortigas Center,
Pasig City, 1605
- Email: [email protected]
- Landline: 02-5304-5200
- Mobile Numbers:
- Globe: 0917-713-9761 (Tawag Lamang)
- Smart: 0919-077-6787 (Tawag Lamang)
Mahalaga:
Hindi tumatanggap ng loan applications sa Head Office. Para sa mas mabilis na proseso, mag-apply online o bisitahin ang pinakamalapit na ACOM branch.
ACOM Consumer Finance: Ang inyong katuwang sa madaling pag-aasikaso ng pangangailangan sa pinansyal!
